As a REALTOR®, you’ve seen it a hundred times. You have a new client who’s ready to buy their first home; they’ve got their finances in order, found a home that’s just right for their lifestyle and budget, and they’re ready to start making monthly mortgage payments. There’s only one thing holding them back: coming up with money for the down payment. VHDA has a solution for this common obstacle to homeownership — our Down Payment Assistance grant.